I just heard on a podcast from VentureVoice about Kiva, a web-based microlending not-for-profit service- if that isn't too much of a mouthful! I've made a tiny loan to a farmer in Africa to see what happens, if it works well I'll probably do more of these. She needs to raise another £300 so you might like to join me supporting GRACE WANJIRU MUNGAI. Thanks. Update I just had my first repayment of a loan; it's kind of funny feeling in that you know that it's good, and that you will re-lend the money again, but on the other hand you really hope the borrower can afford it!